$1,800 Social Security Payment Delay for January: What Retirees Aged 67 Should Be Aware Of

Social Security payments are the financial lifeline of millions of retirees in the United States. But 67-year-old retirees who expect $1,800 checks will not receive them in the first week of January 2025. The Social Security payment schedule is something that should be known to anyone planning to finance their retirement effectively and avoid confusion.

In this article, we shall break down the Social Security payment schedule, and we shall further discuss the possible reasons for delays and actionable tips to ensure the smooth receipt of your benefits.

Social Security Payments Of $1,800 Will Not Be Issued To 67-Year-Old Retirees In The First Week Of January:

Topic	Details
Payment Dates	Payments are distributed based on birth dates, starting January 8, 2025.
Amount	Average monthly payment expected is $1,968 in 2025, following a 2.5% COLA increase.
67-Year-Olds	Payments depend on birth date: 1st–10th (Jan 8), 11th–20th (Jan 15), 21st–31st (Jan 22).
Delay Reasons	Payments for the first week are only for pre-May 1997 beneficiaries.
Official Reference	Social Security Administration (SSA).

Social Security payment schedules are important to understand to have a proper financial planning of retired peoples, mainly receiving these payments. Payments for 67-year-olds will not be issued in the first week of January, but they do have their scheduled following births based on dates. Being aware and proactive can make your experience with your Social Security benefits smooth. >

What You Need to Know About Social Security Payments in January 2025

So payments are made as strictly on a schedule as is possible in the interest of efficiency. And just as retirees stand to gain through a 2.5 percent cost-of-living adjustment COLA in benefits, to boost the average monthly benefit to $1,968 in 2025, just when they need it, just when payments start depends on just when a beneficiary was born or became eligible. >

Who Goes First?

Those who are eligible for the Social Security benefit before May 1997 will get their check on January 3, 2025. Checks are issued regardless of a beneficiary’s birthday.

Those who began after May 1997 will get their check based on this schedule: >

Birth Date 1st–10th: January 8, 2025
Birth Date 11th–20th: January 15, 2025
Birth Date 21st–31st: January 22, 2025

This staggered system allows the SSA to process payments efficiently and minimizes errors.

Why Do Some Retirees Experience Delayed Payments?

It’s a common misunderstanding that payments start coming in by the first week of January, but the Social Security Administration sends out payments based on birth dates, so some retirees do not receive their payments at the same time. >

Critical Reasons for this Delay:

Birth Date Distribution: Payments are disbursed during the course of the month to spread workloads for both the SSA and financial institutions.
Pre-May 1997 Recipients: Those who began receiving their benefits before May 1997 are entitled to early-month payments.
Bank Holidays: January is usually a bank holiday, which may delay processing by a few days.

How to Track Your Social Security Payment of $1,800

To always know when your payment is coming, just follow these easy steps:

Step 1: Check Your Birth Date
Refer to the SSA payment schedule to determine the exact date you’re eligible for payment based on your birth date.

Step 2: Log into Your My Social Security Account
Create or log into your account at ssa.gov to access your payment details, including:

Payment history
Upcoming payment dates
Benefit amounts

Step 3: Set Up Direct Deposit

Direct deposit ensures faster and more reliable delivery of your payments. To set this up:

Log into your account.
Direct Deposit”.
Input your bank account information.

Step 4: Contact the SSA for Assistance
If you feel that your payment is being delayed or have any other issues, you can contact the SSA at 1-800-772-1213 or visit an office in your locality.