The increasing cost of living is making Aussies reduce expenditure on even more expenses, ranging from grocery bills to rent and electricity charges. The Australian government has already announced a one-off payment of $1,100 in 2025 for eligible individuals and families under its Cost of Living Payment scheme through Centrelink. Here we will clearly set out who can apply, how you can, when you are likely to be paid, and much more besides. In short, if you think you’ll qualify, please read on as to how to avoid losing such necessary financial benefits.
This $1,100 cost of living payment is very pertinent among relief packages of finance usually meant for the South Australians who have been affected by the economic uncertainty. Once one qualifies for this pay, they have to make applications before the expiry date so that they can be eligible for the same. >
Aspect | Details |
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Payment Amount | $1,100 (one-time payment) |
Eligibility | Residents of South Australia receiving eligible Centrelink payments or holding a valid concession card. Payments include: JobSeekerYouth AllowanceParenting PaymentABSTUDYSpecial Benefit Concession cards include: Pensioner Concession CardVeteran Gold CardLow-Income Health Care CardCommonwealth Seniors Health Card |
Application Deadline | December 31, 2025 |
Expected Payment Date | Early January 2025 |
How to Apply | Applications can be submitted online via the Concessions SA website or by calling 1800 307 758 for a mailed form. |
Other Available Support | Additional concessions for energy, water, medical heating and cooling, and emergency services levy. |
Official Resource | Services Australia – Cost of Living Payment |
Why Is the Government Offering This Payment?
The past few years have seen sharp rises in inflation, interest rates, and living costs in Australia. The Australian Bureau of Statistics reported that inflation stood at 5.4% in 2023, impacting grocery, housing, and energy bills. Low-income households, pensioners, and welfare recipients have found it challenging to cope with the increasing costs.
This $1,100 Cost of Living Payment is part of broader government relief efforts aimed at easing financial pressures on vulnerable Australians.
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Who is Eligible for the $1,100 Centrelink Payment?
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To receive the payment, applicants must meet the following criteria:
1. Residency Requirement
Must be a resident of South Australia at the time of application. >
2. Holding an Eligible Concession Card
- Pensioner Concession Card
- Veteran Gold Card
- Low-Income Health Care Card
- Commonwealth Seniors Health Card
3. Receiving an Eligible Centrelink Payment
- JobSeeker
- Youth Allowance
- Parenting Payment
- Special Benefit
- ABSTUDY
If this doesn’t apply to you, you may be eligible for other state-based concessions.
How to Apply for the Australia Centrelink $1,100 Cost of Living Payment in 2025? (Step-by-Step Guide)
- Check if You’re Eligible
To check, go to the Services Australia website.
2. Apply Online
Go to the Concessions SA website.
Log in to MyGov and apply.
3. Apply over the Phone
Call 1800 307 758 to request a paper application form.
4. Attach the required documents
Attach proof of identity and concession card details.
5. Submit before December 31, 2025
Applications should be submitted before December 31, 2025.
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When will the Payment be made?
- The payment will be made early January 2025.
- Payments will be directly credited to the bank account associated with Centrelink.
- If you experience delay, you must call Services Australia or check MyGov.
Normal Causes of the Rejection Application
There can be a list of errors on some applicants accounts and the list can include
Errors in some outdated details. You might see such as below;
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- Incorrect/old information associated with Centrelink/MyGov
- Not Eligible; maybe, not one who is earning eligible Centrelink payments
- Made application after Dec 31 2025, therefore late
- Missing necessary paperwork
Check out the details at the time before submitting an application.
Other Living Expenses Assistance Offered in Australia
In addition to the $1,100 Cost of Living Allowance, other assistance that a resident can apply for are:
- Energy Concession – $274.85 per year
- Water Concession – Up to $398.40 per year
- Sewerage Concession – $162.20 per year
- Medical Heating and Cooling Concession – $274.85 per year
- Emergency Services Levy Concession – $46 per year
All of these other support payments will substantially lessen household living costs.
FAQs:
Can I apply if I am not currently receiving Centrelink payments?
No, only those receiving eligible Centrelink payments or holding concession cards qualify.
What happens if I miss the deadline?
Applications submitted after December 31, 2025, will not be considered.
How will I receive the payment?
Payments will be deposited directly into your bank account linked with Centrelink.
What if my application is rejected?
You can appeal the decision through Services Australia or seek assistance from a financial support service.