2025 SSI Payment Schedule: Important Social Security Updates You Need to Know

Knowing your payment dates makes managing your finances easier. If you receive Supplemental Security Income (SSI), the Social Security Administration (SSA) has already published its 2025 schedule. Let’s cut into the key dates and adjustments you need to plan for.

January

The January 1, 2025 payment will actually be sent on December 31, 2024. Why? The SSA avoids issuing payments on federal holidays like New Year’s Day.

February and March

The February payment will be delivered early, on January 31, 2025, due to timing adjustments.
Similarly, the March 1 payment falls on a Saturday, so it will be issued on February 28, 2025 instead.
Don’t worry if you don’t see a payment listed for March—the February 28 deposit covers it.

Regular Payments

Both April and May payments will occur on the first day of each month, which is unchanged. The June payment is moved up to May 30, 2025 because June 1 is a Saturday.

Note: The SSA often adjusts payments to avoid weekends or holidays, but this doesn’t mean you’re receiving extra funds. These payments include the annual Cost-of-Living Adjustment (COLA), bringing the 2025 maximum benefit to $967 for individuals and $1,450 for couples.

July to August

Payments for both July and August will be delivered on the first of each month as expected.

Dual Payments in August

For those retirees receiving both SSI and Social Security benefits, August 1 is a double payday. This is for those whose Social Security retirement benefits are normally paid on the third of every month.

September

The September payment will be made on August 29, 2025, because September 1 is a federal holiday.

October and November

October will be paid twice: once on October 1 and again on October 31, which will pay for November.

December

December has two payments. The first payment will be issued December 1 and the second, December 31 to be deposited on January 1, 2026

Managing Payments

Plan Ahead: Early-issued payments don’t add up to more money in the account. Budget for months with special schedules as you normally would.
Check Double-Check: Pay specific attention to deposit dates when the regular schedule has changed around a month.
Reach Out to SSA: Call SSA if your payment hasn’t arrived when it’s due.

Knowing the 2025 payment schedule will help you plan ahead and avoid surprises. Whether it is a payment adjustment or a dual payday, knowing in advance will keep you in control of your finances.

FAQs:

Why is the January 2025 payment sent in December 2024?

January 1 is a holiday, so the payment is sent earlier.

When is the March SSI payment due?

It will be issued on February 28, 2025.

What is the maximum SSI benefit for 2025?

The maximum is $967 for individuals and $1,450 for couples.

Are double payments in August extra money?

No, they cover SSI and Social Security retirement benefits.